Banker reviewing balance sheet


Deposit Accounts

Bank of Utica offers you a myriad of personal deposit accounts enabling you to get an account that is right for you. Our list includes:

Checking Account We have free personal checking accounts that pay you interest.
Savings Account Save your money in a higher yielding savings account.
Money Market Account This account is a hybrid between a checking account and a savings account - it pays a higher interest than a regular checking account, but you still have some convenience of making a limited number of withdrawals per month.
Health Savings Account Save money for future medical expenses.
Certificate of Deposit Lock in a higher interest rate for an extended period of time.
Retirement Accounts We offer both traditional and Roth IRAs to help you plan for retirement.