

Bank Closure Notice
Memorial Day
Remembering and Honoring All Who ServedNeed cash? Visit a Surcharge-free Allpoint ATM. Just look for the Allpoint logo or download their mobile app to find one near you.

Finance
Smart Money Moves
Break free from high-interest credit cards with a Bank of Utica low-interest Personal Loan or Check Credit line.
- Quick decisions made by local staff
- Regular fixed monthly payments
- No penalty for early payoff
Services & Products

Quickdraw® VISA Debit Card
It's the better way to make all of your everyday purchases. Our FREE QuickDraw® Debit Card allows you to make purchases wherever VISA cards are accepted offering you control, security and convenience – you may never write another check again!

Traditional Services
We are a full service bank and maintain our traditional sense of doing business. We invite you to come in and take advantage of these great products and services here at the Bank.

CardHub®
Here at Bank of Utica, your security is our top priority. Not only do our Quickdraw® VISA debit cards come with EMV built-in chip technology, we also offer CardHub® as part of our Mobile Banking service. This is a real-time, fraud-fighting technology that puts you in control of how and when your card is used.