Municipal Checking

Municipal Checking

We offer municipalities a FREE, high-interest-bearing checking account. This checking account does not incur any maintenance or activity charges. Bank of Utica is large enough to be able to provide more than ample deposit collateral for municipalities at all times.

  • No annual fees
  • No minimum balance required
  • No monthly maintenance charge
  • No activity charges
  • Earns Interest
  • Free Online Banking, Bill Payment & Mobile Banking

*Fees for special services apply. For more information, you can view or print our Tax Exempt Human Service Organizations brochure or to open an account call Brian Loughlin, EVP at (315) 797-2700 ext. 242.

We deal with municipalities of all sizes ranging from the State of New York to small villages and school districts, and we currently have pledged over fifty million dollars in collateral to secure their deposits as needed. Our long standing experience with municipalities, authorities, and other bodies politic allows us to offer an enormous range of low and no fee specialized products and services to meet all your particular banking needs.