Business Online
Overview
With Bank of Utica's Business Online, business customers have an abundance of tools and services available to you right from your own office. Real-time access gives you the power to manage your company's finances more effectively, and our enhanced security features means you can rest assured your company and customer information is protected.
Real-time Account Balances
Secure, 24 hour-a-day access to any of your accounts. Keep on top of today’s transactions, track incoming ACH and debit card payments and view check images and statements.
Account Transfers and Stop Payments
Make transfers between any of your Bank of Utica accounts as needed.
Create your own stop payments right from your computer which will be effective immediately.
Remote Deposit
Make deposits from your office by scanning checks and transmitting the deposit to us.
Advantages include:
- Consolidating deposits from multiple locations
- Make deposits any time after business hours
- Reduce or eliminate courier fees
- Reduce the risk of check fraud
- Save time preparing deposits
ACH Origination
Send money electronically via the Automated Clearing House (ACH) network.
Create ACH files for direct deposit of employee payroll or to collect accounts receivable.
Bill Pay
Pay bills for any vendor either as a one-time payment or schedule recurring payments.
Positive Pay
Protect your company against ACH and check fraud as you decide whether to authorize the bank to release or accept funds.
Check Reconciliation
Send us a file of your issued checks and we can reconcile your checking account each month giving you the current balance and list of your outstanding checks.
This product helps guard against check fraud.
Domestic Wire Transfers
Initiate wire transfers to any bank in the United States on a real-time basis.
Advanced Search Capabilities
Research and print statements, checks, and transaction history for up to three years.
Security and Access
You will appoint a security administrator who will have the authority to determine who will be authorized to use Business Online. This administrator will set up and establish permission levels for all users. All users will have a login ID and password. In addition, tokens are required for the security administration, wire transfers, ACH, remote deposit and positive pay.
If you have additional questions about our Business Online, email us or call our Personal Banking department at (315) 797-2700 ext. 264.
