Business Deposits
Business Checking
For some 90 years, we've been committed to serving our local business community for their deposit account needs by offering low-cost, full-service checking accounts as well as high yield business money market accounts, and certificates of deposit. Opening an account with us is Quick and Easy - you can open by mail, by calling our Personal Banking Departement at (315) 797-2700 ext. 264, or apply online and start earning interest today!
Our accounts have no gimmicks or fine print!
We pride ourselves on utilizing the latest technologies to offer you the most convenient and cutting-edge services, including:
Remote Deposit Capture
Deposit checks into your account right from your office simply by scanning the checks and sending us the images electronically.
Online Banking
Make transfers and view your balance, deposits, checks, statements and more using our simple and secure online site.
24-Hour Telephone Access
When you can't go online, simply call 797-2710 to access balances, find checks paid and deposits posted, and make account transfers.
ACH Origination
Create and send us ACH files so you can offer your employees direct deposit of their pay, collect accounts receivable, or automatically make other payments such as pension and dividends.
QuickDraw® Visa Debit Cards
Monitor employee usage of company funds with our safe and secure Visa Debit card.
Image Statements
View scanned images of your deposited checks with these monthly statements.
Searchable Statements
Receive a searchable DVD with images of your monthly statements, checks, and deposited items.
Account Reconciliation
Provide us with a list of your issued checks and we'll automatically reconcile your checking account every month by matching them against checks presented for payment and sending you an end-of-month report, you'll know just where you stand and feel assured your account is accurate.
As you transfer information to us of the checks you have issued, we will compare this against checks being presented for payment. If a check is presented that you did not issue, we will notify you and determine whether this is a legitimate or fraudulent item.
Merchant Services
Eliminate phone calls and paperwork when you process Internet and phone orders with our credit and debit card authorization program that's easy to use, quick and offers 24-hour support.
Fighting Fraud - Protecting your privacy and identity is paramount to us so we constantly test the security of our computer systems. And our staff has been trained to be vigilant of any suspicious activities. Because we know our customers, we are quick to call you when we see transactions that don't fit your normal banking patterns.
We're one of the few banks that still physically examine checks to verify signatures, dates and amounts. We will take the time to call you and verify payment on large checks presented. We also utilize the latest software to identify changes in your check stock paper, logo or signature. For more details on how we protect you, click here.
Our Business Banking Deposit Services brochure and disclosures are available for more information. You can also learn how we protect your personal information or watch a helpful video on how to protect your business against Identity Theft.
