Savings / Money Markets / CD for Businesses
Bank of Utica has a variety of accounts designed to help you manage your finances in a convenient way. You can make unlimited deposits to a savings or money market account and earn interest at a better rate than you can earn on a checking account and withdraw funds when you need them*. Plus you can save by utilizing our low and no fee products and services.
Our CDs are your best opportunity to lock in high interest rates for an extended period of time. We offer a variety of rates and terms so that you can rely on income from your deposit until its maturity. You can have your interest paid directly to you either by check or deposited to your Bank of Utica checking or savings account. Or, you may prefer to let your interest accumulate to maturity which will maximize your income since you will be earning interest on your interest. And, unlike funds invested in the stock market, your principal is always guaranteed. If you're concerned about safety and value, you'll want to lock in a great rate soon.
Opening an account with us is easy - you can open by mail or by calling our Personal Banking Department at (315) 797-2700 ext. 264.
*You may make up to six withdrawals per month on savings or money market account at no cost. For more information, review our Understanding Your Deposit Account disclosure.