We provide you with a low cost, full service checking account which offers you the convenience of conducting business in a variety of ways.
- No annual fees
- No minimum balance required
- Monthly maintenance charge $7.50
- Each check paid .16
- Each deposit ticket .25
- Each check deposited .12
- Earn Interest or Earnings Credit*
- Free Online Banking, Bill Payment & Mobile Banking
*Interest bearing checking accounts are available anyone including: corporations, LLCs, partnerships, LLPs, PCs and realty trusts sole proprietorships, company pensions, fiduciaries, and certain tax exempt special service organizations (ones that sell their services such as medical and private care facilities) or non-profit membership organizations (such as unions). Service charges are calculated monthly according to our service charge schedule (Understanding Your Deposit Account disclosure) and interest is earned according to current rates. If the charges incurred exceed the interest earned, then the difference is debited from the account. If the interest earned exceeds the charges, the net interest is paid.
Earnings Credit Checking Accounts the same as the above except that instead of earning interest the account receives an earnings credit that we calculate based on Treasury bill rates and the account's average available balance. Against this earnings credit we apply each month's service charges. If the charges incurred exceed the earnings credit, the difference is debited from the account. If the earnings credit exceeds the charges, the difference is not credited to the account as interest. This account might be best chosen rather than the above interest bearing account if it is likely to have more activity, as the earnings credit we give is generally higher than the interest rate we offer.
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